It isn’t a secret, saving money is important. Whether it’s having extra funds tucked away for unexpected home or car repairs or planning for the future, at Harrison FCU, we have a variety of savings options to help you reach your goals.
Compare our savings account options and choose the one that meets your unique and individual needs. All savings accounts let you enjoy the convenience of Direct Deposit and Payroll Deduction programs, which automatically deposit funds from your paycheck into the account you designate. Best of all, with any credit union savings account, you'll earn dividends with higher than average rates on your investments.
Our savings accounts are convenient and easy to open. Check out each account type for yourself.
NOTE: If you receive more than $10 in dividends then you should expect to receive a 1099-INT. These are available through your online banking account, the same place where you can access your E-Statements.
The first step in joining Harrison FCU is opening a Share Savings Account. Your first $25.00 in this account represents your share of ownership in the Credit Union. This share enables you to use all the products and services offered at the Credit Union, as well as providing you with the privilege of voting for your Board of Directors. This $25.00 is your minimum balance required and it must remain in your account at all times in order to continue your membership. Children younger than 18 years old can open an account for just $5.00.
A Harrison FCU Money Market Account is an attractive alternative to a regular savings account. If you have over $1,000.00 to invest but need availability to your funds, the Money Market is the Savings Account for you. This account always pays higher dividends than regular savings.
The Money Market Account is a liquid savings account with easy access to funds. While paying high dividends, it offers more flexibility than certificates. You may make up to three withdrawals per quarter without a penalty.
If you have $1,000.00 or more to invest and require immediate access to your funds, this is the account for you.
Without a doubt, having a Christmas Club Account falls into the "must have" category. Instead of stressing holiday expenses when Black Friday rolls around, this special account lets you set aside a fixed amount each payday throughout the year. Let's face it; you're going to spend money during the holidays, right? Well, you have two options: You can spend borrowed money or you can save throughout the year and spend your saved money. With a Harrison FCU Christmas Club Account, you have the cash you want during the holidays and you don't start the New Year off in debt.
Making Deposits is Easy
The minimum deposit to open a Christmas Club Account is $25.00. Members may deposit funds at any time during the year. The most popular method is payroll deduction. To encourage members to participate in this account, a high dividend (interest) is paid on your Christmas Club Account. This is absolutely one of the BEST savings accounts we offer.
Accounts can be opened at any time during the year. Funds are automatically transferred to your regular share account after the dividends are paid on October 31, just in time to catch all those holiday sales!
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