BE (COS) YOU NEED A FRESH START.
A house is one of the biggest – and most special – purchases you’ll ever make in your lifetime.
We believe the mortgage process should be easy to navigate, and of course, affordable! Because less time spent worrying about your mortgage means more time with family. We partner with Pivot Lending to give you a variety of mortgage options for whatever your unique needs are. After all – both you and your home are one of a kind.

BENEFITS OF MORTGAGE LOANS AT HFCU:
- Limited-time offer: Take $250 off your closing costs!*
- Competitive interest rates for a lower payment
- Borrow up to 30 years
- Buy new or refinance your mortgage to pay it off sooner
- No pre-payment penalties
- Safely and securely submit your application online
BE(COS) YOU DESERVE THE BEST.
Welcome home to a better mortgage loan. Apply online now or contact us directly if you have any questions before beginning the process.
GET STARTED TODAY
*$250 off closing costs offer available October 1 – December 31, 2021 and is subject to change or end at any time without notice. Mortgaged property must be located in the state of Colorado, Arizona, California, Iowa, Illinois, Kansas, Maryland, Missouri, Nebraska, Texas, Tennessee, Utah, Washington, and Wyoming. $250 offer for first-mortgage products at HFCU only and is not available on home equity loans or lines of credit. $250 offer cannot be used toward a down payment or in conjunction with any other discounts. Standard underwriting guidelines apply, loan subject to approval. Maximum LTV is 80%. Property and/or flood insurance is required. Loans currently financed with the credit union are not eligible for promotion. Membership eligibility is required. Regulated by The State of Colorado Division of Real Estate. We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act. NMLS# 1821316.