1: *APR = Annual Percentage Rate. Actual rate and repayment terms you receive are based on your individual credit score and history and may differ from rates quoted above. Subject to credit approval. Rate subject to change at any time without notice. Offer valid through December 31, 2021. Approximate monthly payment of $106.62 for maximum $1,200 loan at maximum 12.00% APR over 12-month term. Christmas Club Account with a balance of $20 and direct deposit/payroll deduction required to be opened during application to receive special. Membership eligibility required. Please contact the credit union for additional information. Federally insured by NCUA. 

2: New checking account cash bonus is available to new personal checking account holders who do not have an existing or prior personal checking account with HFCU. $25 bonus will be deposited into the checking account within 60-days pending confirmation of direct deposit set-up. Federally insured by NCUA.

3: $250 off closing costs offer available through December 31, 2021 and is subject to change or end at any time without notice. Mortgaged property must be located in the state of Colorado, Arizona, California, Iowa, Illinois, Kansas, Maryland, Missouri, Nebraska, Texas, Tennessee, Utah, Washington, and Wyoming. $250 offer for first-mortgage products at HFCU only and is not available on home equity loans or lines of credit. $250 offer cannot be used toward a down payment or in conjunction with any other discounts. Standard underwriting guidelines apply, loan subject to approval. Maximum LTV is 80%. Property and/or flood insurance is required. Loans currently financed with the credit union are not eligible for promotion. Membership eligibility is required. Regulated by The State of Colorado Division of Real Estate. We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act. NMLS# 1821316.

4: *APR = Annual Percentage Rate. Actual rate and repayment terms you receive are based on your individual credit score and history, and may differ from rates quoted above. Offer and rate effective through December 31, 2021 and are subject to end or change at any time without notice. Offer may not be combined with any other offer and applies to new loans only for terms 24-months and below. All loans subject to approval. Loans currently financed with the credit union are not eligible for promotion. Membership eligibility required. Interest will continue to accrue during 90-day period.