Student Loan Consolidation

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  • Overview
  • Choose Your Rate
  • Eligibility Requirements

The good news is you’ve graduated from college. The not-so-great news? Now it's time to pay back those student loans. When you refinance your existing student loans with Harrison, you can stress less with lower monthly payments and a reduced interest rate.

There’s no one-size-fits-all rate here. You'll get the option to choose between a fixed and variable rate. 

  • Variable Rate: as low as 2.14% APR (with autopay)*
  • Fixed-Rate: as low as 3.19% APR (with autopay)**

In addition to Harrison Federal Credit Union's underwriting criteria, you must also meet the following eligibility requirements:

  • You and your cosigner (if applicable) are US citizens or permanent residents
  • You've graduated from an eligible school
  • You're refinancing private and/or federal loans
  • You're a member of Harrison Federal Credit Union (or become a member during the online application process)

Please note: Exam preparation classes (including LSAT, MCAT, GMAT, and GRE) are not eligible for refinancing.

Subject to floor rate and may require the automatic payments to be made from a checking or savings account with the lender. The rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of deferment or forbearance. As a result, during the forbearance or suspension period, and/or if the automatic payment is canceled, any increase will take the form of higher payments. The lowest advertised APR is only available for loan terms of 5 years and is reserved for the highest qualified applicants, taking into consideration the applicant’s credit and other factors.

Rates as low as

2.14% APR*

Start consolidating today.

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